Some reasons why life insurance claims get denied
Many adults living in Colorado like knowing that life insurance provides them with certain protections. Unfortunately, not everyone who needs it can qualify for it. Sometimes, insurance companies will...
View ArticleWill my long-term disability insurance cover mental health?
The importance of good mental health has become a hot topic in recent years. Many employers and schools are now approaching mental health in the same way they do physical health. But are insurance...
View ArticleUnderstanding how short-term disability insurance works
Short-term disability insurance protects workers in Colorado by providing them with a significant portion of their salary if they cannot work due to illness or injury that is not incurred on the job....
View ArticleDisability insurance and public benefits
People in Colorado are lucky in that they can access public disability benefits if they’re injured on the job or can’t work any longer. Some of them even have private disability insurance. This may be...
View ArticleWhen denial of an LTD claim is bad faith
Disability in any form may incapacitate you in Denver, Colorado, but a mental health disability is harder to prove, especially if it is long-term. It is difficult for insurance companies to ascertain...
View ArticleHow do you recover compensation when you’re partly at fault?
If you are injured in a car accident but are partially responsible for the crash, you may wonder what can happen. There is a rule in the state of Colorado known as the modified comparative negligence...
View ArticleWhat kinds of back problems can qualify you for disability?
Back pain is a part of life. Some experts believe that up to 80% of people will experience some form of back pain at some point in their lives. But if you suffer from intense, constant and debilitating...
View ArticleWhat is a disability according to long-term disability claims?
When Coloradans apply for long-term disability benefits, the issue of what is considered a disability will often come into play. The insurance carrier may deny the claim by saying that you are not...
View ArticleWhat does an accidental death and dismemberment claim cover?
Even when workers in Colorado are as careful as possible, accidents can still happen. Depending on the circumstances, it may be possible to file an accidental death and dismemberment claim. It’s...
View ArticleDenied long-term disability claims
If you become ill and aren’t able to work, you could qualify for disability insurance to cover bills and other household expenses. The insurance will cover a portion of your salary if you are ill or...
View ArticleWhat are the advantages of AD&D insurance?
Life comes with no expectations or guarantees; an accident or otherwise unexpected mishap could leave a Colorado family grieving for a relative killed in an accident. Sometimes, the victim may survive...
View ArticleWhat is a life insurance waiver of premium?
Having life insurance is crucial if you want to protect your family from financial struggle in the event of your unexpected death. A life insurance policy will ensure your family members receive a sum...
View ArticleHow to appeal your denied ERISA claim in Colorado
Claim denial can be a difficult thing to face, but it’s not necessarily the final decision. It’s important to understand your rights as a beneficiary so that you can take the appropriate actions to get...
View ArticleWhat kinds of back problems can qualify you for disability?
Back pain is a part of life. Some experts believe that up to 80% of people will experience some form of back pain at some point in their lives. But if you suffer from intense, constant and debilitating...
View ArticleWhat is a disability according to long-term disability claims?
When Coloradans apply for long-term disability benefits, the issue of what is considered a disability will often come into play. The insurance carrier may deny the claim by saying that you are not...
View ArticleWhat does an accidental death and dismemberment claim cover?
Even when workers in Colorado are as careful as possible, accidents can still happen. Depending on the circumstances, it may be possible to file an accidental death and dismemberment claim. It’s...
View ArticleDenied long-term disability claims
If you become ill and aren’t able to work, you could qualify for disability insurance to cover bills and other household expenses. The insurance will cover a portion of your salary if you are ill or...
View ArticleWhat are the advantages of AD&D insurance?
Life comes with no expectations or guarantees; an accident or otherwise unexpected mishap could leave a Colorado family grieving for a relative killed in an accident. Sometimes, the victim may survive...
View ArticleWhat is a life insurance waiver of premium?
Having life insurance is crucial if you want to protect your family from financial struggle in the event of your unexpected death. A life insurance policy will ensure your family members receive a sum...
View ArticleHow to appeal your denied ERISA claim in Colorado
Claim denial can be a difficult thing to face, but it’s not necessarily the final decision. It’s important to understand your rights as a beneficiary so that you can take the appropriate actions to get...
View Article
